What is Identity Theft?

IDENTITY THEFT

What is identity theft?

Identity theft is when thieves steal your personal information in order to take over or open new accounts, file fake tax returns, rent or buy properties, or do other criminal things in your name.

WHY CYBERCREDITSCORES IS A LEADER INIDENTITY THEFT PROTECTION.

Detect & Alert

We can detect a wide range of threats and will alert you if we find potentially suspicious activities.

Restore

A dedicated U.S-based Identity Restoration Specialist will work to resolve your identity theft problem.

Stolen Funds Reimbursement

We’ll reimburse up to $25,000 to $1 million to replace stolen funds depending on your level of your plan.

HOW IDENTITY THEFT CAN HAPPEN

Data Breaches

If the companies you do business with store your personal information–even a huge insurance or medical corporation–your identity could be compromised in a large-scale data breach.

ATM Overlays

Thieves could install these devices at ATM machines and gas pumps to steal your account information when you insert your card.

Malware and Viruses

With the number of viruses, your computer and your information can be hacked through websites, Internet programs or file-sharing networks allowing thieves to access your private personal information.

Mail Theft

Thieves can steal mail directly from unlocked and low visibility mailboxes, enabling them to access your personal information from bills, statements, etc.

Dumpster Diving

Thieves will sort through garbage to find old bills, recent receipts and other discarded personal information.

Change of Address

Thieves can change your address and divert your mail into the wrong hands.

WHY CHILDREN CAN BE VULNERABLE TO IDENTITY THEFT:

Children Have Social Security Numbers and Clean Credit

Kids’ clean credit histories make it easy for criminals to make new charges, open accounts and more.

WHY MILLENNIALS CAN BE VULNERABLE TO IDENTITY THEFT:

Accepting Unknown Friend Requests on Social Media

Unknown friend requests could open the door to criminals looking for personal information.

HOW YOUR INFO CAN BE USED

Tax Related ID Theft

By only using a stolen Social Security number and birthdate, identity thieves can file a fake tax return in your name.

ATM Overlays

Thieves can use your name or insurance information to receive medical care.

Social Security ID Theft

Thieves can use a stolen Social Security number to create new Social Security cards, access a number public records, financial investments or steal your name and personal information.

Drain Accounts

Under your name, thieves can withdraw money or make major purchases like house or car while you’re struck with the bill.

Open New Accounts

Thieves can open accounts for credit cards, loans, utility accounts and more in order to make purchases or steal funds. These accounts may not be detected for a year or more.

WHY RECENTLY SEPARATED COUPLES CAN BE VULNERABLE TO IDENTITY THEFT:

Meeting New People

Letting new people into your life can lead to unintentionally over-sharing personal details. Be careful what you put out there on both social and dating websites.

WHY NEWLYWEDS CAN BE VULNERABLE TO IDENTITY THEFT:

Combining Finances Online

Planning for the bright financial future can mean making changes to existing financial accounts or opening new ones. All of which can expose personal information.